Yokosuka Off-Base Housing Guide for U.S. Military Members

Complete Long-Form Blog Based on the Updated Chapter Structure

（Part 1）

1. Overview of the Yokosuka Area

Yokosuka, located in Kanagawa Prefecture, is one of Japan’s most internationally connected port cities. The presence of the U.S. Navy’s largest overseas installation—Commander, Fleet Activities Yokosuka (CFAY)—shapes the local economy, culture, and housing market in distinctive ways. For military members and DoD families, the city offers a rare combination: a strong American community, easy daily convenience, and authentic Japanese coastal living.

The geography of Yokosuka extends along the Miura Peninsula, offering varied environments: urban station-side districts, quiet residential neighborhoods, beach towns, hilly villa areas, and remote green suburbs. This diversity allows service members to choose from compact city apartments, modern ocean-view condos, spacious single-family homes, and suburban houses with gardens.

Living off-base in Yokosuka offers many advantages: the freedom to choose your neighborhood, better scenery, spacious environments compared to base housing, and abundant pet-friendly options. In addition, residents can enjoy excellent access to beaches, hiking trails, parks, hot springs, historical temples, and some of the best coastal scenery near Tokyo.

The city’s infrastructure is extremely military-friendly. Many landlords understand OHA requirements, numerous agents speak English, and local businesses are accustomed to American customers. For these reasons, Yokosuka is one of the easiest places in Japan for service members to rent an apartment or house.

2. Characteristics of the Rental Market for U.S. Military Members

The Yokosuka rental market is divided into three major segments, each tailored to different needs and budgets.

(1) Standard Japanese Rentals

These are typical Japanese-style apartments or houses that follow traditional rental rules:

• deposit (敷金)
• key money (礼金)
• guarantor requirements
• two-year contracts
• strict screening

These units tend to be smaller but more affordable. They are best suited for single personnel or those who prefer simplicity.

(2) Military-Focused Rentals

Many landlords near Yokosuka have decades of experience renting to American service members. These properties usually feature:

• larger floor plans
• OHA-friendly rent
• pet acceptance
• American-style layouts
• English lease agreements
• maintenance handled quickly
• flexible contract rules

These rentals are often located in desirable districts such as Zushi, Hayama, or central Yokosuka.

(3) Foreign-Friendly International Homes

These include renovated villas, luxury houses, and modern townhomes built with foreign tenants in mind. They often include:

• large kitchens
• Western-size ovens
• large living rooms
• multiple bathrooms
• outdoor spaces
• parking for multiple cars

These units are extremely popular with families and high-income personnel.

3. Furnished vs. Unfurnished Properties

In Yokosuka, both furnished and unfurnished rentals are available, but the definitions differ from those in the United States.

Unfurnished (Most Common)

This usually means:

• no furniture
• no beds
• no couches
• no tables

But it does include:

• built-in stove
• air-conditioning units
• overhead lighting
• closets or storage

This is the default style in Japan and suits long-term stays.

Furnished Properties

More common in:

• Zushi
• Hayama
• international housing areas

Furnished units may include:

• sofas
• beds
• washing machines
• refrigerators
• dining sets

These are useful for short-term assignments or for those who prefer convenience.

Semi-Furnished Options

Many military-aligned landlords offer “semi-furnished” arrangements where essential appliances are provided upon request.

4. BAH / OHA and Rent in Japan

Service members stationed in Japan receive OHA (Overseas Housing Allowance), not U.S. domestic BAH.

Key Differences

• OHA covers rent up to a maximum limit, not a flat payment.
• Unused OHA is not paid to the member.
• Utility allowance is paid separately.
• Rent must be documented by a Japanese lease agreement.
• Security deposits and agent fees are reimbursable under specific conditions.

Impact on Rental Choices

Landlords often price rentals in the upper range of the OHA limit because:

• they know most tenants are military
• OHA does not reimburse unused rent
• service members prefer simpler budgeting

Thus, rent levels in Yokosuka are strongly influenced by typical OHA caps.

Pro Tip

Many agents pre-select homes designed to “fit perfectly” into your OHA limit.

5. How to Search for Properties (English-Friendly)

Finding a home in Yokosuka is much easier than in most Japanese cities because of the large American population.

Step 1: Choose Desired Area

Consider:

• commute time
• schools
• parking needs
• nightlife or quietness
• proximity to beaches

Step 2: Contact English-Speaking Agents

Many agencies specialize in military housing. They understand:

• OHA rules
• pet needs
• lease translation
• move-in inspection forms

Step 3: Property Viewing

In Japan, viewings are quick and efficient. Agents drive you to several properties in one trip.

Step 4: Application and Screening

Military members typically pass screening easily due to:

• stable income
• known employer
• lower financial risk

Step 5: Contract Signing

Contracts often include:

• English translation
• detailed maintenance rules
• special clauses for military tenants

Step 6: Move-In Day

You will complete an inspection report and receive keys, appliance manuals, and emergency contacts.

6. Recommended Areas for Living (Yokosuka / Zushi / Hayama)

Yokosuka City

Best for:

• single personnel
• those wanting to walk to base
• quick access to nightlife

Popular districts:

• Honchō
• Dobuita
• Shioiri
• Central Yokosuka

Zushi

A beachside city with a strong American community.

Advantages:

• safe residential areas
• international schools
• family-friendly environment
• cleaner air and beaches

Rent is higher but quality of life is excellent.

Hayama

One of Japan’s most prestigious residential towns.

Features:

• luxury houses
• seaside roads
• mountain views
• pet-friendly homes
• many U.S. families

Hayama rentals are spacious and modern.

Oppama / Kinugasa

More affordable suburban areas with:

• quiet living
• larger houses
• good parking

Miura Peninsula

For those wanting a rural retreat:

• low rent
• nature
• slower lifestyle

7. Rental Cost Structure (Key Money, Deposit, Agent Fee)

Japan has a unique rental system unlike the U.S.

Typical Fees

• 敷金 (Deposit): 1–2 months
• 礼金 (Key Money): 0–1 month（軍向け物件は0が多い）
• 仲介手数料 (Agent Fee): 1 month + tax
• 火災保険: Required
• 24h Support: Optional but common

Military-oriented landlords often simplify these fees and sometimes waive key money entirely.

8. Screening Process for U.S. Military Tenants

Screening in Yokosuka is straightforward.

What Landlords Check

• employment status
• assignment length
• income level
• family size
• pet information

Why Military Pass Easily

• guaranteed income
• no credit score issues
• predictable lease period
• strong support from base housing office

Some landlords even prioritize U.S. tenants due to reliability.

9. Use of Guarantor Companies

In Japan, most rentals require a guarantor company (保証会社).
However:

• Many military-focused units do not require a guarantor.
• Some may require it only for formalities.

When required, the typical fee is:

• 30–60% of monthly rent (first year)
• annual renewal fee

10. Required Documents for Contract Signing

Typical documents include:

• Passport
• SOFA card
• Military ID
• Orders / assignment paperwork
• Emergency contact information
• OHA approval forms
• Base housing office documents

Agents familiar with military tenants will guide you step-by-step.

13. Transportation Access

Yokosuka is well connected by two major train lines:

JR Yokosuka Line

Goes directly to:

• Kamakura
• Yokohama
• Tokyo Station

Keikyu Line

Fast access to:

• Yokohama
• Haneda Airport
• Shinagawa

Zushi and Hayama residents often rely on:

• personal cars
• community buses
• commuter parking

14. Shopping, Hospitals, and Schools

Yokosuka has excellent daily amenities:

Supermarkets

• AEON
• Seiyu
• Co-op
• Don Quijote
• Specialty import shops

Hospitals

• Yokosuka Kyosai Hospital
• Uwamachi Hospital
• Multiple clinics

Schools

• Yokosuka International School
• Zushi schools
• Hayama schools
• Several private options

15. Common Issues and How to Handle Them

Humidity

The Miura Peninsula can be very humid. Dehumidifiers are essential.

Narrow Roads

Choose homes with good parking access.

Recycling Rules

Garbage separation is more detailed than in the U.S.

Language

Most landlords handling military tenants speak basic English.

17. What U.S. Military Tenants Prioritize

• Parking
• Pet acceptance
• Large kitchens
• Storage space
• Western-style bathrooms
• Short commute
• Proximity to schools
• Strong internet infrastructure

Landlords near Yokosuka often renovate units to meet these preferences.

18. Move-Out and Restoration Rules

Japan requires professional cleaning at move-out.
Costs are usually deducted from the deposit.

To avoid disputes:

• take photos
• keep records
• document damage clearly

19. FAQ

Q: How long does the rental process take?
1–2 weeks is typical.

Q: Are utilities expensive?
Moderate; similar to or lower than the U.S.

Q: Can I negotiate rent?
Sometimes, especially with long leases.

20. Living Tips for Yokosuka

• Learn basic Japanese phrases
• Expect small roads and tight parking
• Try local restaurants and markets
• Explore hiking and beaches
• Connect with the local international community

Living in Yokosuka offers both convenience and rich cultural experiences.

Yokosuka Military Housing Rental Guide

4. Understanding the Rental Budget: OHA and Additional Costs

For U.S. military personnel stationed in Yokosuka, the rental budget is directly influenced by the Overseas Housing Allowance (OHA). OHA determines the maximum rent and utilities reimbursement that service members can receive, and this system heavily shapes the local rental market. Many landlords and agencies are familiar with OHA guidelines and structure their pricing within this range. However, understanding what OHA covers—and what it does not—helps prevent unexpected expenses.

OHA typically covers rent, utilities, and a one-time Move-In Housing Allowance (MIHA), but does not cover everything. Tenants may encounter additional costs such as contract translation fees, agent commissions, key money in certain cases, cleaning fees, restoration fees, and optional services like parking or furnished upgrades. Even though many military-friendly properties align with OHA standards, military tenants should always confirm total monthly obligations before signing the lease.

5. Recommended Areas for Military Personnel

Yokosuka offers a variety of neighborhoods with different lifestyles, commutes, and atmospheres. While proximity to the base is a major priority, many families also consider schools, parks, access to American-friendly stores, and quieter residential environments.

汐入（Shioiri）

汐入 is one of the most popular areas due to its immediate access to the base, shopping facilities, and train stations. Many military families choose Shioiri because they can walk to the gate, and the area provides numerous English-friendly restaurants and services.

横須賀中央（Yokosuka-Chuo）

Located slightly farther than Shioiri but still close enough for a short commute, Yokosuka-Chuo offers more nightlife, larger grocery stores, entertainment options, and a wider variety of rental properties. It is ideal for those who prefer a high-convenience urban environment.

追浜（Oppama）

Oppama is quieter and more residential compared to the areas surrounding Yokosuka-Chuo and Shioiri. Many properties are newer and more spacious, making the area attractive for families seeking a calm and suburban lifestyle while still commuting to the base within a reasonable time.

田浦（Taura）

Taura combines nature, ocean views, and quick access to the base. It also offers military-friendly houses with larger layouts. Though fewer entertainment options exist compared to Chuo, Taura is appreciated by tenants who prioritize space and tranquility.

逗子・葉山（Zushi / Hayama）

Zushi and Hayama are premium residential areas known for beaches, international communities, and luxurious homes. Many officers and families choose this region for its high quality of life, international schools, and coastal lifestyle. Commutes are longer, but the living environment is exceptional.

6. Apartment Types and What to Expect

Japanese rental properties differ in layout, structure, and amenities compared to U.S. housing. Understanding these differences helps military tenants avoid confusion when viewing homes.

日本の間取り（1LDK、2LDK、3LDK など）

Japanese apartments are usually labeled with abbreviations describing room types:

• 1LDK: One bedroom + Living/Dining/Kitchen
• 2LDK / 3LDK: Two or three bedrooms with a combined living area
  These units are common for couples or smaller families. Larger families often choose houses in Taura, Oppama, or Hayama.

戸建て（Houses）

Standalone houses are ideal for military families needing more storage, parking, or private outdoor space. Many houses offer multi-story layouts, balconies, and larger living rooms, but availability can be limited.

ペット可物件（Pet-friendly rentals）

Pet-friendly homes do exist in Yokosuka, but they are far fewer than standard rentals. Tenants with dogs or cats should start the housing search early. Additional pet deposits are common.

家具付き物件（Furnished rentals）

While not widespread in Japan, Yokosuka has more furnished options than other regions because landlords cater to military tenants. Furnished units may have higher rents but reduce initial expenses and setup time.

7. Living Environment and Convenience

Yokosuka offers a wide range of amenities tailored to American lifestyles. Supermarkets with imported foods, English-speaking clinics, international restaurants, and family-oriented parks are concentrated around base-adjacent areas. Public transportation is convenient, with rapid lines connecting to Yokohama and Tokyo for shopping, medical visits, or weekend trips.

Daily conveniences such as delivery services, bilingual taxis, and international schools make the area welcoming for newcomers. Even tenants living farther from the base—such as in Zushi or Hayama—benefit from a relaxed seaside environment and a strong international community.

Yokosuka Military Housing Rental Guide

8. School Options for Families

Families stationed in Yokosuka often prioritize access to reliable educational options. Fortunately, the area offers a combination of DoDEA schools, international schools, and Japanese public schools that accept foreign children. Each option provides a different learning environment, language setting, and cultural experience.

DoDEA Schools

DoDEA schools are the most common choice for U.S. military families. These schools follow an American curriculum, employ English-speaking staff, and ensure academic continuity for students who may relocate frequently. Transportation from many residential areas is available, and the schools are located close to the base, making daily routines easy for both students and parents.

International Schools

For families who prefer a global education or expect assignments beyond Japan, international schools in the surrounding regions—particularly Yokohama and Zushi—offer English-based curricula such as IB or American standards. These schools emphasize multicultural learning and prepare students for transitions to European, Asian, or American systems.

Japanese Public Schools

Some families choose Japanese public schools to immerse their children in the local culture and language. While instruction is provided in Japanese, many schools have experience supporting foreign students. This option offers a unique cultural experience and the opportunity to develop strong Japanese language skills, though a longer adjustment period may be expected.

9. What Documents Are Needed

Renting a property in Japan requires several documents, but the list for U.S. military personnel is simpler compared to standard Japanese tenants. Landlords and agencies familiar with military contracts usually provide clear instructions, and many forms are available in English.

Typically required documents include:

• Military ID or passport copy
• Orders showing assignment to Yokosuka
• Proof of eligibility for OHA
• Emergency contact information
• Application forms provided by the real estate agent
• Vehicle information if parking is required

Some agencies may also request employment verification or a letter of introduction, although these are less common for military families. It is advisable to prepare digital copies of all documents in advance to speed up the process.

10. Rental Flow: From Viewing to Moving In

The rental process for military personnel in Yokosuka follows a structured and predictable path. Understanding this flow helps avoid delays and ensures compliance with both Japanese real estate norms and Military Housing Office requirements.

Step 1: Property Search

The process begins by contacting an English-speaking agent who specializes in military housing. They will provide listings within your OHA range and schedule viewings. Military-friendly agents generally understand base schedules and can accommodate time constraints.

Step 2: Viewing and Selection

After touring multiple properties, the tenant selects a preferred home. Agents can assist with measurement checks, pet considerations, appliance compatibility, and neighborhood information.

Step 3: Application Submission

Once a property is chosen, the tenant submits an application form. Because guarantors are often not required for military cases, the approval process is usually faster than typical Japanese rentals.

Step 4: MHO Approval

Most military leases must be reviewed by the Military Housing Office to ensure safety and compliance. MHO may conduct inspections or request adjustments to the lease terms. This step is critical and must be completed before finalizing the contract.

Step 5: Contract Signing

After MHO approval, the tenant signs the lease. Contracts are commonly bilingual, and agencies familiar with military procedures can explain each clause clearly. Initial fees such as deposits and agent commissions are also paid at this stage.

Step 6: Move-In Inspection

Before receiving the keys, the tenant conducts a move-in inspection with the agent. Any pre-existing issues, damages, or missing items are photographed and documented.

Step 7: Moving In

Once the inspection is complete, the keys are handed over and utilities are set up. Many agencies assist with electricity, gas, water, and internet arrangements, which simplifies the transition for newcomers.

Yokosuka Military Housing Rental Guide

Living in Yokosuka offers a unique blend of American convenience and Japanese culture. Military families who understand local customs, housing expectations, and daily routines can enjoy a smoother and more fulfilling experience. Beyond securing the right home, settling into the community is an important part of long-term comfort.

1. Learn Basic Japanese Etiquette

Even a small understanding of Japanese customs makes daily life easier. Simple greetings, polite expressions, and respect for shared spaces go a long way. Neighbors appreciate friendliness and courtesy, helping build positive relationships within the community.

2. Explore Local Services and Shops

Yokosuka offers many international-friendly services, including grocery stores with imported items, English-speaking salons, bilingual clinics, and restaurants familiar with military customers. Getting to know your neighborhood helps establish a routine and reduces culture shock.

3. Enjoy Coastal Recreation

Yokosuka’s waterfront location provides plenty of opportunities for outdoor activities:

• beach walks
• fishing
• paddleboarding
• coastal drives to Zushi or Hayama
• exploring parks and historic sites

For families, these activities provide a welcome balance to the busy pace of military life.

4. Stay Connected with the Military Community

The U.S. military community in Yokosuka is large and active. Many tenants find support through:

• base family programs
• hobby clubs
• parent groups
• sports leagues
• community events

These networks help newcomers adjust quickly and build friendships.

5. Prepare for Cultural Differences in Daily Life

From garbage schedules to seasonal weather changes, Japan operates differently from the U.S. Humidity in summer can create mold issues, while winter temperatures may require additional heating devices. Being aware of Japan-specific conditions helps tenants plan ahead and maintain their homes properly.

6. Know Emergency Procedures

Earthquake preparedness is essential in Japan. Tenants should know:

• evacuation routes
• how to secure furniture
• how to shut off gas in an emergency
• local emergency numbers

Many agencies provide English-language guides for disaster preparedness.

7. Communication Is Key

Clear, early communication with your landlord or agency ensures smoother problem resolution. Whether requesting repairs, reporting issues, or asking questions, prompt communication prevents misunderstandings and maintains trust.

Conclusion

Yokosuka remains one of Japan’s most welcoming cities for U.S. military personnel and their families. Its strong international community, abundance of English-friendly services, and wide selection of military-approved housing make it a uniquely comfortable destination for those relocating from overseas. By understanding the rental process, preparing appropriate documentation, and exploring the available neighborhoods, military families can find housing that fits their needs, lifestyle, and OHA budget.

With the right information and support, living in Yokosuka becomes not only convenient but highly enjoyable—offering a blend of American familiarity and Japanese charm that few other regions can match.